{"id":19304,"date":"2026-05-07T21:33:18","date_gmt":"2026-05-07T21:33:18","guid":{"rendered":"http:\/\/coopcasa.org\/el-modelo-co-op-casa\/"},"modified":"2026-06-28T16:29:37","modified_gmt":"2026-06-28T16:29:37","slug":"el-modelo-co-op-casa","status":"publish","type":"page","link":"https:\/\/coopcasa.org\/es\/el-modelo-co-op-casa\/","title":{"rendered":"El Modelo Co-op Casa"},"content":{"rendered":"\t\t
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The Co-op Casa Model<\/em><\/strong><\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n
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What We're Building<\/h3>\n\t\t\t\t\t

Co-op Casa is an Arizona nonprofit housing cooperative that designs, builds, and manages permanently affordable housing in central Tucson. Operating with the institutional logic of a Mutual Housing Association, we ensure that through collective ownership by the cooperative and its members, these homes remain removed from the speculative market to serve Tucson's workforce in perpetuity. <\/p>\n\t\t\t\t\t

Our near-term goals: build a first proof-of-concept project, establish a land bank to keep multiple sites in the pipeline simultaneously, and create a capital structure that is simple, efficient, and scalable.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Co-op Casa occupies this gap through cooperative ownership rather than subsidy. The affordability is structural, embedded in the organizational documents, and doesn\u2019t expire. And government can play a vital role here \u2014 not as the primary housing provider, but as a funder and partner for innovative models that the market will never build on its own.<\/p>\n\t\t\t\t\t\"\"\/\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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The model: Pocket Neighborhoods and more<\/strong><\/h3>\n\t\t\t\t\t

Co-op Casa develops infill pocket neighborhoods \u2014 duplexes and fourplexes on 12,000\u201332,000 sq. ft. parcels, optimized for Tucson\u2019s Middle Housing Ordinance. Every project includes:<\/p>\n\t\t\t\t\t\"\"\/\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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The Resident Is Always First<\/strong><\/h3>\n\t\t\t\t\t

Co-op Casa is designed to benefit the people who live here and the community \u2014 not outside investors. Every program and capital decision flows from three questions:<\/p>\n\t\t\t\t\t\"\"\/\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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The 10-year picture for a member household at 70% AMI (~$52,000\/year)<\/strong><\/h3>\n\t\t\t\t\t\"\"\/\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Financial Snapshot<\/strong><\/h3>\n\t\t\t\t\t

Co-op Casa is being built as an organization with a growing portfolio \u2014 not as a series of standalone projects. Each development phase advances the portfolio toward 100 homes, then beyond. Debt financing is structured per phase, but the goal is a master credit facility that grows with the organization rather than requiring a new financing relationship for every site. 

The capital stack per phase: 20-40% philanthropic equity unlocks 60-80% long-term debt. The monthly co-op fee services the debt, covers operations and reserves, and funds resident wealth accounts. No investor return.<\/p>\n\t\t\t\t\t\"\"\/\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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The Team<\/strong><\/h3>\n\t\t\t\t\t

Co-op Casa has an excellent starting line-up! <\/p>\n\t\t\t\t\t\"\"\/\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\n\t\tBack: Locations and Urgency\n\t<\/a>\t\t\t\t\t\n\t\tNext: Deeper Dive - appendix materials\n\t<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

The Co-op Casa Model What We’re Building Co-op Casa is an Arizona nonprofit housing cooperative that designs, builds, and manages permanently affordable housing in central Tucson. Operating with the institutional logic of a Mutual Housing Association, we ensure that through collective ownership by the cooperative and its members, these homes remain removed from the speculative […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"folder":[],"class_list":["post-19304","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/pages\/19304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/comments?post=19304"}],"version-history":[{"count":5,"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/pages\/19304\/revisions"}],"predecessor-version":[{"id":19458,"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/pages\/19304\/revisions\/19458"}],"wp:attachment":[{"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/media?parent=19304"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/coopcasa.org\/es\/wp-json\/wp\/v2\/folder?post=19304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}